Just how important are your HABITS?

Do you want a sure fire way to guarantee success in your life?

Do you want to be healthier? Richer? Happier?

If you could discover the secret to having it all, would you apply what you learned?

This little known secret has been discussed for decades, and been referred to in many ways. In their book “Success through a Positive Mental Attitude”, the authors, W. Clement Stone and Napoleon Hill refer to it as Cosmic HABIT Force.

What is Cosmic HABIT Force, and why is it important to you and your life?

As human beings, we are all creates of HABIT. We tend to do the same things the same way over and over again. We do them unconsciously, without ever thinking about them.

When we were young, we learned how to do everything from scratch.

Do you remember being taught how to tie your shoelaces? The first time you tried to do it by yourself, you probably tied a knot! You had to practice a few times before you got it right, and then, you didn’t really have to think about it ever again. For the remainder of your life, you automatically tied your laces the exact same way every time.

How about learning how to ride a bike. Remember that? The first few times you tried, you lost your balance and felt uneasy. But the more you practiced, the easier it got, until you could ride a bike without any problem at all. From then on, riding a bike was a breeze, and something you could do without any conscious effort.

The fact is, everything you do, and EVERYTHING YOU DON’T DO, is a HABIT. You have a HABIT of doing some things, and you also have a HABIT of NOT doing some things.

For example, do you exercise daily? Either you have the HABIT of exercising, or you have the HABIT of not exercising. And you repeat your HABITS day after day after day.

The key to having it all in your life is to LOOK AT YOUR HABITS!

Think about every important area of your life.

Look at your financial life. Do you have the HABIT of managing your money, or rather, do you have the HABIT of mismanaging your money? Or maybe, you have the HABIT of not managing your money at all. What’s your HABIT? It’s important to understand what your HABIT is in this area, because your HABITS produce your results.

Do you want to know what your HABIT is in the arena of money? It’s easy to see. Just look at your results. Look at your income. Look at your assets. Look at your net worth. They are all the results of your HABITS when it comes to your personal finances.

Suppose you don’t like the results you’ve gotten so far in this area, what can you do?

CHANGE YOUR HABITS AND YOU CHANGE YOUR RESULTS!

How simple is that?

What are your HABITS when it comes to your health? Do you get 7 to 8 hours of rest every night, or do you have the HABIT of burning the candle at both ends?

Do you have the HABIT of eating a nutritious diet, or do you have the HABIT of eating junk food?

Do you have the HABIT of taking vitamins and nutritional supplements, or do you have the HABIT of avoiding them?

Do you have the HABIT of eating a healthy breakfast every morning, or do you have the HABIT of skipping breakfast every morning?

Do you have the HABIT of seeing your dentist for routine checkups, or do you have the HABIT of avoiding the dentist?

Maybe your HABIT is to light up a cigarette first thing every morning, eat a twinkie, and start drinking by noon. Those are all HABITS too.

You are the sum total of all of your HABITS. And chances are, unless you’re as wealthy as you’d like to be and as happy as you’d like to be, you’ll need to CHANGE YOUR HABITS in many areas of your life.

It’s really a matter of becoming aware of what you truly want in life, and then acquiring the HABITS that will automatically get you there.

Much of what I write about deals with your personal financial success. If you’ve read my blog for a while, you know that the one common denominator of all financially successful people is that they are excellent money managers. They have the HABIT of managing their money a certain way all of the time.

The end result is that they achieve more success financially than 95% of all of the people.

So, the question is, do you want to achieve financial success? Do you want to join the elite top 5% financially?

If you answered yes, then you will need to acquire the HABITS that will automatically get you into the top 5%.

And one of the best ways I know of to join this group is to Bank on YourselfTM. Once you learn this concept, and begin to develop the HABIT of Banking on YourselfTM on a regular basis, you automatically begin moving into this elite and happy group of people.

I believe so strongly in this concept that I have spent the past year learning and studying how to Bank on Yourself so that I could become certified and teach others how to achieve their full financial potential using this idea.

If you want to reach your full financial potential and join the elite top 5%, you increase your chances of success dramatically by Banking on YourselfTM.

To learn all of the details on how to begin the HABIT of Banking on YourselfTM, go to findoutmorenow.com right now, and enter the passcode JF55. You’ll then be able to download a free 55 page report that will open up your eyes on how to create your financial freedom sooner than you ever thought possible. Although I'm only licensed in Arizona and California, I can help you find a certified consultant virtually anywhere in the United States and Canada.

Successful people have the HABIT of searching out ideas that can improve their lives in the areas of most importance to them, and they also have the HABIT of ACTING on the information they learn.

Begin today to practice developing the HABITS that can take you where you want to go in life. I promise you, it’s well worth the effort.

Namaste.

Jeff

Try the Unconventional....

So, how are your personal finances these days?

If you’re like many, you’re wondering where in the world to park your money and still be able to sleep at night.

How about the stock market?

To say that the market is crashing may seem a little exaggerated, but still, the declines in the past month have been dramatic.

We see interest rates continuing to rise. When that happens, guess what happens to the costs of doing business?

They rise, and when expenses rise, profits fall.

We see gas prices continuing to rise. When that happens, guess what happens to the costs of doing business?

Right, they rise too, and as a result, profits fall.

If you’re someone who wants to sleep at night, just how comfortable are you seeing the value of your stock portfolio plummet? It’s almost like the bad nightmare everyone had to endure in 2000 and 2001.

I saw retirement plans get cut in half or more because of the stock market decline in the early 2000’s, and I’m seeing it happen all over again. Many have never even come close to recovering their losses from 2000!

If you doubt what I’m talking about, just look at a graph of the DOW and the NASDAQ for the past month.

So, if you’re not into volatility, and the ups and downs of the stock market, how about real estate?

A lot of people made a lot of money moving their funds into real estate over the past 4 years.

But not only have we seen a dramatic slowdown in the volume of real estate transactions this year, we’re seeing prices beginning to fall, and a record inventory of residential houses for sale all over the country.

Add to that the prediction that we’ll be seeing more and more foreclosures as those people who refinanced with adjustable rate mortgages find their new, higher payments unaffordable, and the immediate outlook for real estate is tenuous at best.

OK, so real estate isn’t a great place to be parking your money in right now either.

So……what should you do?

Read the following closely, because it can be life changing if you truly grasp what you’re about to see.

As someone who has spent my entire adult life looking for the “Holy Grail” when it comes to growing wealth, and having achieved financial freedom myself, please consider the following.

Creating financial success is not common. Less than 5% of all Americans reach full financial freedom.

Why?

Most people follow conventional wisdom. Most people are all doing the same thing. As a result, most people end up with the same results. They have little to show for years, sometimes decade of hard work.

For you to reach your full financial potential, you have to be open minded to the unconventional. You have to consider options the average person never even knows about.

Last year I learned about a concept called “Bank on YourselfTM”. It is a proven concept that's been around for over 100 years. When you fully grasp the concept, you realize it guarantees that your net worth will grow each and every year, regardless what happens in the stock market or the real estate market.

When fully understood and utilized, it allows you to recapture the entire cost of all of your major purchases, and pocket all of the interest that you’re now paying to banks, finance and mortgage companies. Over your lifetime, that can add up to hundreds of thousands of dollars, especially when you consider that for the average American, 37 cents out of every dollar spent is paying for interest!

Add to that, when you reach your retirement, all of the additional wealth you’ve accumulated by recapturing these dollars then becomes a stream of income that comes to you each and every year for the rest of your life, no matter how long you live. You will never run out of money before you run out of life! Even better, it comes tax free!

As a Bank on YourselfTM Certified Consultant, I’ve gone through the necessary training to help anyone who is sincerely interested in creating personal wealth for themselves and their families.

You can learn all of the details about this brilliant strategy by going to www.findoutmorenow.com and downloading a special report. It’s free, and your investment in time will be life transforming.

Be sure to enter the passcode JF55 at the web site to get the report.

Success goes to those who are willing to explore other opportunities and take action when they see something that will improve their lives.

Don’t wait another moment. Go to the web site right now and download the report.

Then find a quiet place where you won’t be interrupted, and read it.

If you’re like most people, you’ll wish you’d have learned about this concept years ago.

Namaste.

Jeff

Happy Birthday Harv!

O.K. I’m a little slow on the uptick.

I’m not one of those guys who can legitimately say they were financially free at 30 or even 35. Not even 40. Or even 50!

Nope, it took me until I was 52.

But while flying home to Phoenix last week from my ongoing consulting JOB in LA it hit me like a ton of bricks!

I realized that with our current PASSIVE income streams, and our savings and investments, Sue and I were really FINANCIALLY FREE!

I never have to work for anyone else for the rest of my life.

I can do what I truly love to do every day.

I can now fully live my passions all the time.

How can life get any better?

How could I possibly be so lucky?

How did I end up joining the top 5% financially?

I’ll give you the biggest reason.

I believe that more than anything else, the past 36 months have been life transforming!

Everything happens for a reason. I believe that.

So I believe that it was meant to be 36 months ago, when I had decided to start looking for my own business that I bumped into an old friend that I’d known since we were kids.

His name is Harv Eker, and he is the President and CEO of Peak Potentials Training, one of the fastest growing business and personal success training companies in North America.

His programs are truly transformational for the right person at the right time in their lives. I was at the most perfect moment in my life.

Not only did I get an opportunity to work with Peaks on the business and operations side, I got to see the master trainer in action frequently. I got to see a brilliant businessman first hand. I got to see a genius marketer take his book to #1 on all of the major lists out there. And I saw what separates people like Harv from the rest of the crowd.

So I began to study and model what Harv was doing.

When it comes to reaching your full financial potential, Harv teaches thousands and thousands of students that understanding and creating PASSIVE income, AND, becoming an EXCELLENT MONEY MANAGER are the 2 Diamonds to truly achieving your full financial potential.

Harv also teaches that if you want to win the Money Game, you need to create a financial blueprint that is set for success. You need to think like the rich, compared to thinking like the middle class or the poor.

I passionately agree with that philosophy, so I began to study in depth exactly what Harv was teaching, idea by idea.

With dozens of hours of tapes and CD’s to listen to, covering the Millionaire Mind Intensive and other programs, I have incorporated literally hundreds of Harv’s ideas into my daily habits.

And low and behold, 36 months after I first began looking for Million Dollar ideas, I realized instead of a million dollar idea, what I ended up with was worth much more. I have a millionaire mind. Actually I have a multi, multi, multi, millionaire mind.

Today, I live in a beautiful home with my fantastic wife, Sue. We drive beautiful cars. We have many good friends. We live a tremendous life with travel and cruises. We have our health. Life is good. And we’re financially free. I owe so much of it to Harv.

Now I can spend my time coaching people who are passionate about reaching their full financial potential. I teach exactly WHAT Harv teaches. Passive income and money mangement. I teach exactly HOW Harv teaches. Accelerated Learning Techniques.

BUT, with a little kicker!

Because I’ve found the perfect vehicle to take all of Harv’s teachings and turbo charge them so that you can reach your financial freedom goals faster. Guranteed! Anyone!

I can’t wait to get going full time with this. I’m just wrapping up some loose ends with my client in L.A., and from then on I get to be the complete master of my destiny. Passive income, money management, and Bank on YourselfTM.

One on one’s immediately.

Radio commercials within a month.

First seminar by September.

It’s what I love to do. To be able to have a huge, positive impact on people’s financial lives. I’m a very blessed guy.

This week we celebrate Harv’s birthday.

Thanks for everything Harv, and hope you have a happy one. You’re one in a Billion and a very special friend in my life.

I love ya man.

Namaste.
Jeff

Nearing the Halfway Point....

Can you believe that we’re almost half way through 2006?

Wow!

Time does fly.

The first half of 2006 had some extremely low moments for Sue and me, particularly the sudden passing of my brother in law Bruce, and the loss of Chelsea, our sweet loving dog who we adopted 6 or 7 years ago.

We are still caring for Sadie, our cockerlahsashnoodle. She is an old lady now, has dementia, is hardly more than skin and bones. I’ve resigned myself that her days on this earth are limited too.

But, on the other hand, the remainder of the first half of 2006 has been nothing short of fantastic.

Every major goal that I wanted to work towards this year is right on target.

I wanted to practice being more generous. I am thrilled with my results.

I wanted to practice being more courageous. I am a transformed person.

My consulting job has kept me busy commuting to L.A. But my total compensation is tremendous, and I have saved up enough capital over the past 9 months to finance my next business venture.

We bought the car of our dreams, a black Mercedes 4 seater convertible.

I started my coaching practice.

And that’s just the warm up.

I’ve got some ambitious goals for the second half of 2006, and I can’t think of one good reason why I shouldn’t be able to accomplish them.

How about you?

Are you having fun this year?

Are you growing? Learning? Practicing? Planning? Dreaming? Giving? Loving? Making a difference?

Begin now to plan on making the second half of 2006 awesome.

WRITE down some ambitious goals that can make a real difference in your life.

If you want, let me know what they are.

COMMIT to achieving those goals.

Then…..just do it.

Namaste.

Jeff