Make a Decision.....

If you had the time, you could study hundreds of people to discover what the secrets are to success.

You could observe the habits and thinking of those who struggle daily through life and see why.

That would teach you what not to do.

You could also analyze the habits and thinking of those who are succeeding on a big scale and you’d see why they get those results.

That would teach you exactly what to do if you wanted to have their kind of success.

…..and the sooner you realize both what not to do and what to do, the sooner you’ll be on your path to your greatest success.

How do I know this?

Over the past almost 40 years, since the age of 15, I’ve consciously focused on learning what leads people to failure, and what leads people to success. In my case, I’ve specifically learned about financial success or failure.

Over those 40 years, I’ve spent thousands of hours studying, reading, practicing and teaching in this area.

I got an MBA and a CPA to get as much formal training as I could.

I worked for the largest Fortune 500 companies to be trained with and work with some of the best minds in the business community.

I ran one of the fastest growing business and personal success training companies in North America.

I created financial independence for myself and my family by age 49.

I own a highly successful real estate investment company.

I also own a very successful financial consulting practice.

If you’ve ever heard me give a speech, or know me as a client, you know that I am living proof to all that I teach.

Everything you read here has proven to work for me, just as it has for thousands of others who decide to make the decision to learn it and live it.

I’ve taken the time to learn all of this so you don’t have to….. unless of course, you’d like to spend the next 40 years of your life learning it for yourself.

At the very top of the list of reasons people fail is that they procrastinate. They refuse to make a decision and take action.

They need to think about it.

Have you ever heard that little voice inside your head tell you that?

“I gotta think about it?”

Of course you have.

That little voice is actually your own worst enemy, and it’s called your conditioned mind.

It has no desire for you to change anything in your life. Even if it might lead you to something better, your conditioned mind doesn’t care.

Change requires work. It creates risk. It forces you to get out of your comfort zone, (doing what comes naturally), and your conditioned mind isn’t up for any of it.

The one and only thing your conditioned mind cares about is your survival. It really doesn’t care about your success.

If you’re lazy, your conditioned mind is fine with that. You’re surviving.

If you’re bored, it’s fine with that too. You’re surviving.

If you're struggling, fine too. You’re surviving.

But think about growing, changing, learning or improving, and your conditioned mind will spring into action.

It’ll do everything in its power to keep things the same, and at the same time let you think that you’re going to change.

What that means is that you have to STOP listening to that little voice and begin to take control of your mind and your thoughts.

On the other hand, at the top of the list of things that all successful people do is that they make decisions quickly and decisively, and they change them slowly if at all.

Every day, you make thousands of decisions. It’s the quality of your decisions that determines the quality of your life.

When you make a decision that moves you towards your desires in life, and follow through with action, you automatically call to your aid forces unseen that will actually help you to achieve your dreams.

For you to reach your dreams and goals in life, you’ll have to grow yourself into a person capable of having them. That means, on a daily basis, you need to make decisions and take actions that continually move you towards what you want.

Since a successful person knows what they want in life, they automatically make decisions throughout the day that propel them towards their goals. They don’t spend a lot of time thinking about things, they make the decision and move forward.

When they don’t know what to do, they set a deadline for making a decision, and then go to work getting all the information they need to make an informed one.

They call their contacts that have knowledge and insights.

They explore and research on line or in books.

They do whatever they have to do in order to make a decision, and then they make it.

Will they always be right? Well, is anyone always right?

If you’re afraid to make a decision because you might make the wrong one, you’ll never make one.

If you aren’t reaching your full potential, in any area of your life, I can guarantee you that you are a poor decision maker.

The very best decision you can make right now is to decide that you aren’t going to be controlled by your conditioned mind any more.

Your situation today is a DIRECT RESULT of listening to your conditioned mind up to this point. This is the best it can do for you!

If you want more out of life, you have to fight the daily battle with your conditioned mind until you finally, (through practice), gain the upper hand and train it to be your ally rather than your arch enemy.

Stop listening to it. Today.

Begin to practice making decisions quickly, and acting on them. I promise you that as soon as you stop procrastinating and begin to make decisions quickly, you will begin to move your life onto a whole new level.

Make a decision today to join the Elite top 5% who are achieving their dreams and goals.

Everything you need to know to join this group is right here at this site. Come back often.

Namaste.

Jeff

Woody Allen was WRONG!

Wrong about what??

Woody once said that “90% of success was just showing up!”

He was missing one CRITICAL word…….

and that one critical word was “PREPARED.”

Daily I meet with prospects and clients who want to break away from the financial struggles of their life and have a chance for something better.

It’s a universal feeling.

We all think about and worry about MONEY more than any other issue.

If you doubt that, take a look at the NUMBER 1 issue in the election.

It’s not HEALTH CARE!

It’s not EDUCATION!

It’s not IMMIGRATION!

It’s THE ECONOMY!

People are worried about their pocketbooks.

They’re worried about their savings, their retirement funds, and their homes.

Most people are struggling to barely get by, forget about getting ahead.

This is very common among the people I meet and advise daily.

Does this sound like you or anyone you know?

I ask my clients a simple question. Is your intention to “GET BY” or to “GET AHEAD?”

Let me ask YOU something……..

if your intention in life is to do just enough to GET BY, guess how much you’ll get?

Enough to GET BY. And no more.

Right?

Some people tell me that their intention is to GET AHEAD.

But after a 5 minute conversation, I can’t see anything that they’re doing that’s going to get them ahead of where they are right now.

Hopefully, YOU want to GET AHEAD.

My entire purpose for everything I do is to lead you directly onto the path so you can GET AHEAD, and more importantly STAY AHEAD and win the MONEY GAME.

I’ve been studying and applying these principles and ideas for almost 40 years, since I first picked up and began studying THINK AND GROW RICH by Napoleon Hill when I just 15.

So not only do I know that they work from my own personal experience, I’ve seen them work for thousands of others who are PREPARED to learn and apply them in their lives.

I ran a very successful Business and Personal Development company based in Vancouver, Canada a few years back. Peak Potentials Training is one of the largest of its kind in North America, if not the largest.

During my time running the company, I saw tens of thousands of people come to our seminars.

I wish I could say that 100% of them found the success they were looking for.

Sadly, success is elusive. It’s not easy. If it were, everybody would be successful all the time, and we know that’s not true.

But I got to know the 5% who did reach for more and went out and did it.

Amazingly, the 5% didn’t have a lot in common. There were just as many women as men. There were just as many younger people as older. There were housewives, mechanics, salespeople, even handicapped.

The one thing they all had in common was that they showed up PREPARED.

They all knew what they wanted, and were PREPARED to show up wherever they needed to show up to get them to the next step in the plan.

Usually, one of the first things everyone needs to do to succeed in anything is to get educated about it. Those who understand this and then show up PREPARED to learn start off miles ahead of the rest.

Once you’ve got the knowledge, you have to be PREPARED to practice using it in your life as soon and as often as possible so that it becomes HABIT. Few make it this far.

As you practice your new habit, you must be PREPARED to improve it so that you MASTER it. Only the successful make it this far.

And so it is with money, wealth and abundance.

Think about this……

Your body needs food daily to survive.

If you feed it potato chips all day, it won’t get the nourishment it needs to be strong and healthy.

WHAT ARE YOU FEEDING YOUR MIND EVERY DAY??

Are you PREPARED to make sure that you’re feeding your mind high quality, valuable thoughts every day?

Those who REALLY have the intention to GET AHEAD do.

And it's for those people that my message is intended……

because if you REALLY have the intention to GET AHEAD, I guarantee you that the information you’ll find here WILL transform your life as it has for thousands of others.

Those who really want to GET AHEAD are my heroes! Those are the people I dedicate my time and energy to.

Are you part of the 5% who are PREPARING for your success, or part of the 95% who have excuses why you can’t or won’t have the success you want?

If you really want to GET AHEAD, you have to start the HABIT of feeding your mind the right information daily!

You’ll know just how badly you want to GET AHEAD as soon as you’ve finished reading this post.

If you think…..cool, good article, and then go on with your day and your life as if you’d never read this, you are GUARANTEED to land in the 95% that struggle.

If you decide that you are going to PREPARE yourself to GET AHEAD and STAY AHEAD, you’ll begin now to feed your mind with the knowledge, the philosophies, the strategies and tactics to get you there.

In the 169 postings on this blog is every answer to every question you need in order for you to have true wealth and abundance. It’s all right here in one place.
You have no more excuses for not achieving your goals.

If you really want to GET AHEAD and STAY AHEAD, I bless you my friend. I welcome you to my blog….and I share a burning desire to help you reach your goals.

Namaste,

Jeff

If You're Not in One of These Two Groups....You've Got a Major Problem...

Do you realize that people, just like you, are going from poor to financially free every year?

They’re no smarter than you, or more educated than you, or had any more money to start with than you do. They just KNOW SOMETHING YOU DON’T, AND THEY’RE DOING SOMETHING YOUR AREN’T.

My financial consulting practice draws hundreds of people from every background imaginable. Thanks to the effective radio advertising that I’ve been doing in Phoenix for years, I’ve created a large group of clients. Every single day, from the FRONT LINES, I see exactly how most people play the money game, manage their money, and where they’re headed financially.

Here is what I see……

I see EVERYBODY struggling with money. Most can hardly keep their financial head above water.

I see EVERYBODY mismanage their money. Most haven’t got a clue what proper money management is, and are playing a losers game.

But…almost everybody I meet with wants EXACTLY what I have…..Financial Freedom.

What is Financial Freedom?..........

Imagine having enough money coming in every month to pay your bills without you HAVING to go to work……

Imagine having the FREEDOM to CHOOSE to do EXACTLY whatever you want to do with your time without the worry about having the money to pay the bills……

We’re not talking about making millions and millions of dollars, unless of course that’s what you want to shoot for. We’re not even talking about hundreds of thousands of dollars.

For many people, we’re talking about $3,000 a month, or $5,000 or $7,000 a month.

Do you want to DRAMATICALLY increase your odds of becoming a financially free person?

There are only a two groups who have the odds in their favor when it comes to financial freedom….

Professionals, like doctors, lawyers, dentists, etc…… This group earns enough income to be able to save and grow their wealth.

Entrepreneurs…..There are always a small group of entrepreneurs who beat the odds and create businesses that generate a great income.

Which group do you fall into?

Suppose you fall into the first group…..you’re a professional. You’re earning a great 6 figure income. I have many clients who fall into this category.

Guess what!

Most of these “intelligent” people have never been educated about money management, winning the money game, and becoming financially free.

What do they do with all of their money?

They SPEND it! All of it, AND MORE!

We have A NEGATIVE SAVINGS RATE in our country! Our expenses rise to meet our income…..and then some.

But, at least these folks have a fighting chance to win the game if they just learn the rules and take advantage of their situation.

Suppose you fall into the second group…….you’re a highly successful entrepreneur. You’ve figured out how to build a great business and you’re making a lot of money from it. I also have many clients who fall into this category.

Most of these “successful” people have never been educated about money management, winning the money game, and becoming financially free.

What do they do with all of their money?

They SPEND it! All of it, AND MORE!

But, at least these folks have a fighting chance to win the game if they just learn the rules and take advantage of their situation.

If you DON’T fall into one of these 2 categories, YOU HAVE A MAJOR PROBLEM!!

It’s not that you haven’t any chance to ever become financially free, it’s just that the odds are 1 in a million against you.

To improve your odds, you can join one of these groups!

You could decide to go back to school to become a doctor, lawyer or dentist.

You could.

But it would be expensive, and take many years to accomplish.

Or…..You could choose to LEARN how to become an entrepreneur.

You could LEARN the exact thoughts that successful entrepreneurs think!

You could LEARN the exact principles that successful entrepreneurs use!

You could LEARN the exact skills that successful entrepreneurs master!

And you could LEARN step by step, exactly how to build your own successful entrepreneurial business.

Success as an Entrepreneur is a LEARNABLE skill!

It wouldn’t cost as much as going back to school to become a professional.

It wouldn’t take as much time.

It’s WAY MORE FUN!!

But…….IT’S ONE THING TO EARN IT! IT’S ANOTHER THING TO KEEP IT AND GROW IT!

For you to win the game, you have got to MASTER 3 areas of money. Each one requires different skills.

You have got to MASTER earning money, then keeping the money your earn, and finally growing the money you keep.

I’ve spent almost 40 years learning the money making secrets to success. Using the principles and strategies I teach my clients I became financially free.

Today my systems and strategies help all of my clients reach their full financial potential

Everyone’s financial potential is different. I can help you reach YOUR financial potential, whatever it is.

You just need to have the desire.

Today, with the aid of my Mastermind group, I am creating a state of the art, one of a kind online learning program that will allow anyone who has the desire to become financially free the tools to make it a reality.

If there was ever a course in your life that you’d want to get an “A” in, this’ll be the one. This course will transform your life. I promise that. You can’t possibly be the same person at the end of this program as you were when you started it.

You will have a new excitement about life that you haven’t felt in a long time. You will have more energy, more enthusiasm, more optimism.

If you want more Wealth and Abundance in your life, this course will be the opportunity of your lifetime.

Keep tuned as I get closer to finishing this program.

This blog is dedicated to everyone who has a burning desire to join the elite top 5%. If you’re one of them, this is the place for you.

Namaste.
Jeff

A Fresh New View.....

One of the great things about taking vacations the way that I do is that I’m gone long enough to let everything sink in for 2 to 3 weeks and then return to a fresh new view.

It’s amazing how our minds work. You’d think that taking “time off” from work would put you further behind when you get “back” to work. But while YOUR CONSCIOUS MIND is taking time off on vacation, your UNCONSCIOUS MIND is able to take a step back from your canvas of life and see new opportunities that you couldn’t possibly see at ground zero. When you do this consciously my great friend Jon Ward refers to this as “ZOOM THINKING” and it is a brilliant way of thinking to promote expanded horizons and viewing your life and your opportunities from different points of view.

If you are thinking of touring Europe anytime soon, be prepared to spend a lot of money! It was hard to believe how few Euro’s I’d get for my American dollars.

Regardless, getting to see cities and sites I’ve read about, studied and seen in movies or on television first hand is priceless.

If you happen to like cruising the way that Sue and I do (this was our 13th or 14th), it’s always a fun getaway. If you’re lucky enough to be seated at a table like we had, it just enhances the experience. We were at a table of 5 couples that hit it off and had a fun 12 meals together over 12 nights.

The Europe we saw is so much different from the U.S.A. It has a completely different personality from the cigarette smoking that’s everywhere, to the wine with every meal, to the motor scooters and bikes that flood the streets, and the small cars parked like sardines along the side of the streets turning them from 2 lanes into 1.

To see the Vatican City, the Coliseum, and all the historical sites in Rome, along with Pompeii and Mount Vesuvius; to go in a water bus along the Grande Canal in Venice and wander the streets for hours on end; to walk the walls of Dubrovnik in Croatia, or take a bike ride along the walls of Lucca in the Tuscany region; to eat an authentic Italian meal in Positano, Italy way up the “Vertical City” overlooking the expensive yachts of the Rich and Famous; to dine in Monaco and witness the incredible wealth of this tiniest of nations; to stand next to and pretend to be holding up the Leaning Tower of Pisa; for all of these reasons and too many more to mention here, to experience all of this, to me, is priceless.

Over the past 18 years, my wife Sue and I have taken at least 1 such trip annually. I am blessed for having had this opportunity and taken advantage of it. Travel, learning, seeing new people and places, are all a priceless part of my life.

Having financial freedom, as I do, allows me to have a priceless life! Do you have a PRICELESS LIFE? If you do, you are blessed! If you don’t I can guide you, as I guide my clients and friends daily in my business.

Commit to having a priceless life. Be prepared to roll up your sleeves and EARN your priceless life. You actually can learn how to create your priceless life. It’s up to you to take the action.

I hope you do!

Namaste.

Jeff

Education, Education, Education.....

I get a unique view of life few of you ever have a chance to see. Having a successful financial consulting practice means I get to see a lot of people….. From every walk of life….from every economic group.

It doesn’t take long before I learn their exact financial situation. I learn it because I ask, and my prospects and clients are happy to share. They’re happy to share, because they know that they could be doing better, they should be doing better, but for whatever reason, they aren’t. And they believe that I’ve got the MAGIC PILL to make everything better.

Do you know who my favorite clients are? They’re the ones who realize that it’s up to them to LEARN what they need to be doing to GROW themselves to be more SUCCESSFUL in life. More importantly, once they’ve learned exactly what to do, THEY ACTUALLY DO IT!!!

During the process, I ask all of my client’s what their top 3 financial goals are. Stop what you’re doing right now, and take a moment to write down YOUR top 3 financial goals.

If you’re like most people, you’ll have a tough time coming up with 3.

Having asked this question to hundreds of people, l realize that few people have the goals, ambition, drive and desire that is necessary to achieve success.

Most people hope that things will turn out for them financially, but they don’t exactly know what to do for that to happen.

What’s sad is that since most people don’t know what to do, the majority of the time the end result is catastrophic!

For example, an Urban Institute analysis offers a sobering look at what can go awry with your retirement plans. It looked at people who were 51 to 61 years old in 1992. A decade later, over three quarters of them had lost their jobs, become widowed or divorced, developed new health problems, or were confronted with frail parents or in-laws. Any of those circumstances can take a bite out of retirement plans, if not force workers to scrap them altogether.

Most of these people are honest, hard working, caring individuals. Yet, they struggle financially their entire lives.

Is this where you’re headed?

Because if it is, you have the opportunity to begin to do something about it right now!

You have the opportunity to focus your attention on LEARNING the skills to reach financial freedom. Financial Freedom is a LEARNABLE PROCESS.

You’re ability to focus on LEARNING what you NEED to learn will determine if you win or lose the money game.

At the end of the day, how much you want something, how much DESIRE you have for something, will determine how much effort you’ll put into getting it. If it’s the RIGHT effort, and you are persistent, you will get it.

You will hear this time and time again from me. Become a life long learner, and equally, become a life long DOER. If you do, you’re results will speak for themselves.

Namaste.

Jeff

Just One Reason....

There is really only one reason for this blog. It’s to send out a BEACON, a very strong VIBRATION that resonates with the people I’m trying to reach. It’s almost like a BROADCASTING station. And I know that through the NATURAL LAW OF ATTRACTION, those who are ready will listen to the “music” coming from my “station” and be awakened and transformed to take their financial lives to a whole new level.

Are you reaching your full financial potential?

Are you winning the money game?

Are you creating financial freedom for yourself and your family?

Are you mastering your money, or is your money mastering you?

I’m here to tell you that my experience comes from THE FRONT LINES. It comes from years of sitting face to face with clients who have the exact same financial issues as you do!

Unlike all the financial “gurus” out there who dish out their knowledge like they’re the experts in every single area of finances (which they aren’t) I don’t earn my living selling courses and seminars and books. These “gurus” haven’t sat down face to face with a client for years, IF EVER!

No one has to tell me how most of us manage our money. No one has to tell me how most of us earn our money, spend our money, save our money (that’s a funny one!), invest our money, manage our credit, and how we think, feel and act towards money. No one has to tell me any of that, because I SEE IT EVERY DAY! In my office! Close and personal!

Only a handful of the prospects that come to see me are on a path that will lead them to financial freedom.

ONLY A HANDFUL!

Most are so far off course that they are headed to financial struggle their ENTIRE LIVES! Worse yet, many of them have their foot on the accelerator, and they’re headed right for the brick wall financially!

Why has this happened in the United States of America in 2008? In one of the wealthiest nation in the world, why do most of us end of struggling financially our whole lives?

Why do so few people ever achieve the “American Dream”?

Recently, I read an article that was titled “Fewer Americans Expect a Comfortable Retirement” by Dennis Jacobe, Chief Economist for the Gallup poll. It was loaded with statistics about the current attitudes of Americans. ALMOST 2 OUT OF EVERY 3 AMERICANS today are either “very worried” or “moderately worried” that they will not have enough money for retirement.

When I ask my clients when they think they’ll be able to be “financially free” (I hate the word retire) many respond that they honestly don’t know if they’ll EVER be at that point.

Others are so unrealistic that I can only guess they come from another planet that creates thousands of dollars of monthly cash flow out of thin air at the magical age of 65, and keeps coming for decades for as long as they live.

I am here to tell you beyond ANY shadow of a doubt, YOU, and you alone, will determine your financial life. Not the economy, not your boss, not your spouse, or your parents, or your friends, or your congressmen, or the fanatics in the Middle East. It’s not determined by your size, or your weight, or your looks, or your hair color, or your background, or your past either.

NOPE!

Those are all excuses for not succeeding.

Period.

End of story.

What’s the key to transforming your life?

What’s the secret to unlocking the doors to success?

It all starts and ends with one single word…..

THINK

The thoughts you create determine your life. Start pouring valuable NEW thoughts of HIGH QUALITY into your mind, every minute of every day and you will begin IMMEDIATELY to get HIGH QUALITY results.

Every action you take is a result of your thinking. EVERY SINGLE ACTION!

Would you like to know what you currently think about money?

Look at your results!

Look at your income. Is it high? Medium? Low?

Is it growing significantly every year?

Look at your net worth. How are you doing there?

On a scale of 1 to 10, how would you say you’re doing at acquiring the assets you’re going to need for your financial freedom?

Do you have a regular savings plan?

Are you a good money manager?

Do you have a good plan for growing your savings?

Do you normally save up for things, or do you always buy on credit?

Are you a spender or a saver?

How much do you regularly invest for your own continuing education?

At the end of the day, the real questions are; ARE YOU HAPPY WITH THE FINANCIAL RESULTS IN YOUR LIFE? And, IF YOU CONTINUE TO DO WHAT YOU’RE CURRENTLY DOING, WHERE WILL YOU BE IN 5 YEARS FROM NOW? 10 YEARS FROM NOW?

Life long learners who take their knowledge and USE IT IN THEIR LIVES are the winners EVERY SINGLE TIME.

These are the people who read constantly, who study, and learn and make the EFFORT to grow daily. These are the people who set a definite goal, a purpose for getting out of bed everyday, who have a burning passion for achieving their definite goal, who have a plan for turning their dream into reality, and are prepared to do WHATEVER IT TAKES FOR AS LONG AS IT TAKES to achieve their dreams.

Are you one of those people? Or are you like the 95% who either admit that they're not, or else pretend that they are, but when it comes time to walk the walk, they head for the sidelines?

You decide if you’re a player or a spectator. The spectators yell and cheer and scream all they want, and live vicariously through the players. It’s the players who are in the game that earn the big salaries and rewards.

The moment you become completely aware that you control your financial life, and that it’s up to you to figure out how to reach your financial goals and dreams is the moment your life takes on new meaning. You are no longer at the mercy of “outside” forces. You control your destiny.

Throughout this blog are specific philosophies, strategies and tactics to move you along your journey to financial freedom. Read through them. Come back often. Comment on them. Get your mind onto the systems that work and focus on them until they become second nature. Most of all, never quit!

Namaste.

Jeff

I should have done more.....

How much time do you devote to growing yourself in your profession, your career, your business?

Are you willing to invest the time, money and effort to grow yourself into someone who is an expert in your field?

The Laws of Success are available to ANYONE who chooses to work with them. That includes YOU!

Do you realize that you can become a MASTER at anything you really want to, just by learning a few necessary steps?

When you choose to take your time, money and effort to invest in yourself and your future, you are guaranteeing yourself new opportunities for growth and success.

Last week I was in Detroit for the annual conference of Bank on Yourself advisors. It was an opportunity to spend time with some of the top advisors in the world, to network with them, to learn from them, to teach them, and to share experiences.

It’s easy to spot the top advisors. They all have specific habits that separate them from the rest of the group.

As each one took their turn training from the stage, they would discuss the route they took to achieve their success.

In every instance, it began with a passion so strong for what they were doing that it radiated out to every person. Their belief in what they did, and the positive impact their program has on clients who implement their strategy was a driving force that couldn’t be denied.

They have a SYSTEM for delivering a steady stream of qualified prospects to talk to.

They have a SYSTEM for converting their prospects into clients.

They have a SYSTEM for delivering massive value to their clients on an ongoing basis.

They all have a work ethic that places them in the top 5%, because to them, THIS ISN’T WORK, it’s a passion.

I returned from Detroit renewed with the drive and determination to continue to build my business and provide incredible value to my clients. I returned with a huge amount of new knowledge that can help my clients achieve their financial goals and dreams.

The time, money and effort I invested to go to Detroit was small in comparison to the benefits I’ve already got and will continue to get as a result of my efforts.

When I suggest to my clients that they allocate 10% of their income for their education, most of them look at me like I’m nuts! Let’s face it; most of us don’t invest a dime in our education once we graduate from school.

But if you ever want to become successful, if you ever want to become financially free, you’d better change your attitudes about education soon. Those who reach the top, who see the success, who create the freedom they want, are willing to work with the NATURAL LAWS OF SUCCESS. Learning how to THINK successfully, and then taking the actions to turn your plans into reality is where the life changing moments occur.

Although I’ve spent hundreds of thousands of dollars, and thousands of hours learning and studying the keys to success, I wished I’d have spent twice as much!

Financial freedom is a challenge few ever win. I consider myself one of the lucky ones for having climbed that mountain. Do you want that same freedom? Do you want to be able to have control of your life, and not be a slave to your job or business?

It all begins with the thoughts you place in your mind. It begins with your becoming aware that you are nothing more than the sum total of your thoughts.

If you want a different future than the life you have right now, you will have to begin to think DIFFERENTLY than the way you do right now. Are you willing to change? Are you willing to learn? Are you willing to go OUTSIDE YOUR COMFORT ZONE?

Do not be afraid to invest in your education. You’ll find that as your skills grow, so will your income.

Namaste,

Jeff

Yes you can.....

The single, primary purpose of this blog is to educate and inspire you to join the elite top 5% in reaching your full financial potential.

The ONLY thing you need to understand, is that financial success is completely LEARNABLE! You can LEARN how to become a master money manager. You can LEARN how to win the money game! You can LEARN how to become financially free! You can LEARN how to create passive income streams! You can LEARN how to become a successful entrepreneur!

The bigger question is…….HOW BADLY DO YOU WANT IT?

How much are you willing to COMMIT to reaching your full financial potential?

What’s amazing is that it doesn’t require any more work to become financially free than it does to struggle with money your whole life. The only real difference is that the people who reach their full financial potential, who become financially free, who win the money game, KNOW SOMETHING YOU DON’T!

And, until you learn what they know, you will continue to get what you’ve already got. That’s all you can get, because that’s all you know HOW to get. Until you LEARN how to get more, you won’t.

Your life changing breakthrough happens the MOMENT YOU REALIZE AT THE CELLULAR, SPIRITUAL, MENTAL AND EMOTIONAL LEVELS THAT YOUR GREATEST CHALLENGE IS TO GROW INTO THE PERSON WHO IS CAPABLE OF PERMANENT AND LASTING SUCCESS,

Of course, as you’ve read repeatedly here on my blog, the single most important thing you MUST be 100% clear about is…….WHAT DO YOU WANT IN LIFE WHEN IT COMES TO MONEY?

Do you want to struggle with money your whole life?

Do you want to be financially free one day?

When do you want to be financially free? When you’re 40? 50? 60? 70? Ever?

How much monthly income will you need to be free? $2,000 a month? $3,000? $5,000? $10,000? $25,000? More?

How can you begin to create passive income streams to create those cash flows?

How can you increase your current income?

How can you manage your income better?

How can you reduce your taxes now and in the future?

One thing I can tell you for sure, is that conventional wisdom is not the answer. If you do what everyone else does, you’ll get the same results as everybody else. As a financial consultant, I can verify from my own practice that we are facing a massive problem. The vast majority of baby boomers are ill equipped for retirement, and the generation after them are even worse prepared! Plus, some generation around the corner is eventually going to have to deal with the out of control problems of Social Security, Medicare, the national debt, etc.

It is entirely up to you to determine your financial fate! You and no one else but you. If you struggle, you are responsible for your struggle. You have no one else to blame for your struggles but yourself. Conversely, if you succeed, you will have caused your success. Regardless whatever else is going on in the world, it is still up to you to succeed!

Declare out loud that you are committed to your financial success. Declare out loud that you are prepared to LEARN. Declare out loud that you will take action every day to begin to move you towards your financial goals and dreams.

And please keep coming back to my blog for the ideas, philosophies, tactics, strategies and inspiration to keep you moving towards reaching your full financial potential.

Namaste.

Jeff

Is It the Quickest Way?

Almost 3 years ago I wrote in this blog about a system taught by my friend and mentor Harv Eker called SPEEDWEALTH. It’s a system designed to show ANYONE who has the true desire, EXACTLY how to create a MILLION DOLLAR BUSINESS in 3 years or less.

In a nutshell, the system is a checklist for the entrepreneur to follow.

After learning this system, I designed my business to follow the checklist that the system called for.

The results speak for themselves. The financial advisory practice I created has grown from the day I opened my business, to the point where I am among the top advisors in the nation in my area of expertise.

While I wanted to prove that the SPEEDWEALTH system worked, I also wanted to improve my entrepreneurial skills.

Why have I focused so much of my recent life to ENTREPRENEURSHIP?

First of all, it’s a passion of mine. I went to undergraduate school to get a degree in BUSINESS. I went to graduate school to get a MASTERS degree in BUSINESS. I got my CPA to understand the numbers and the taxes of business. I grew up in my family business. All of my other family members were in businesses.

Second, it is beyond a shadow of a doubt, the BEST AND FASTEST WAY to reach FINANCIAL FREEDOM.

Think about this for a second……

For every 100 new businesses that open their doors today, approximately 80 percent will fail in the first 3 years. Of the remaining 20 percent, 16 percent will have bought themselves a job, and ONLY 4 PERCENT will be creating wealth!

If you think those odds sound lousy, it’s A THOUSAND TIMES WORSE for the EMPLOYEE who gets paid a salary or by the hour or job.

Unless you are paid on performance or by results, you will struggle with money your entire life.

The problem is, virtually no one is creating FINANCIAL FREEDOM. The overwhelming majority of the public goes to work, gets a paycheck, and stays on the proverbial treadmill their whole lives.

BUT THAT DOESN’T HAVE TO BE YOU!!

I KNOW THIS TO BE A FACT!

HOW DO I KNOW THIS FACT?

BECAUSE SUCCESS IS A LEARNABLE SKILL!

ENTREPRENEURSHIP IS A LEARNABLE SKILL!

YOU CAN LEARN YOUR WAY TO FINANCIAL FREEDOM AS LONG AS YOU ARE READY TO BACK UP YOUR LEARNING WITH ACTION!

Here’s one thing I can promise you for sure…..

If you study and learn the mindset for success I’ve written about for the past 3 years here at this blog….

If you study and learn the money management skills and strategies I’ve written about for the past 3 years here at this blog….

If you study and learn the entrepreneurial skills and strategies that I WILL BE DEDICATED TO TEACHING YOU right here at this blog and on my web site (soon to come)….

You will be ready to take on the world, and WIN!

Financial Freedom is a worthy goal. You will have to GROW yourself into a person CAPABLE of creating financial freedom, and even more in order to keep it and grow it. Your BURNING DESIRE to become such a person is the starting point for your success.

When you choose to become PASSIONATE about being your best, living life to the max, sharing your gifts with others, and understanding that every setback brings you closer to your dreams, you will finally begin to see the secret to really special success.

My entrepreneurial philosophies are based on 2 of the greatest entrepreneurial minds I have ever known, Michael Gerber and Harv Eker. Their successes are legendary. Their knowledge is unquestioned. I see the big picture both of them paint, and understand their mindset when it comes to success as an entrepreneur.

Remember, Financial Freedom happens when you have enough PASSIVE income to pay for your desired lifestyle. If you create a business the way I’ll be teaching you how to create it, you will have all the choices on what to do with it. That means, if you want to sell it and take the cash you can. If you want to run it yourself and take the profits, you can. If you want to hire outside managers and have them run it, you can. If you want to take it public and get a bunch of shares, you can. You will be in control.

As we begin the month of May, I hope you’ll make a declaration to yourself that you are going to make the balance of this year the starting point to your blast off to financial freedom. That means the desire to learn, to grow, to try, and try, and try and try……

Thank you for your precious time.

Namaste.

Jeff

The Incredible Power of Intention.....

If I could tell you just one thing that would make the biggest difference in your life, it would be to find someone extremely successful that you know and admire, and MODEL them. Figure out what it is that makes them so successful and follow their lead. Throughout my life, I have modeled the characteristics, habits, traits, tactics, systems, philosophies of those who have achieved uncommon success in areas of life that are important to me. It’s the sum total of all of these people and their characteristics that have molded me into who I am today.

This past weekend I went to San Diego to spend 2 ½ days with the brilliant Michael Gerber of E-Myth fame. I went for a number of reasons. First, simply to get to meet and learn with this giant in the area of entrepreneurship, my greatest passion. Second, to get very clear about how I wanted to take my business to another level. Third, to meet as many of the other participants and network with these like minded souls. Fourth, figure out if there was ANY way I could create a JV arrangement or alliance with Michael Gerber.

The event started on Friday, and just prior to the start I got an email from my good friend Harv Eker of Peak Potentials Training who is also a friend of Michael’s asking me to send his regards. Michael certainly knew Harv. Me, I was just another face in the crowd.

The event was exactly as advertised. Dream. What’s your Dream? What’s your vision? Your purpose? Your mission?

When you hear the words come out of Michael Gerber’s mouth, it just seems to mean more. When he emphasizes key concepts again, and again, and again, and again, it’s time to highlight them and circle them too!

I chose to pay the premium and get to be on Michael’s ‘HOT SEAT”. There were probably about a dozen of us out of the room of 45 who would get the experience of being on Michael Gerber’s HOT SEAT.

On Sunday morning, I still hadn’t had my turn on the HOT SEAT yet, and I was beginning to wonder what I had gotten myself into. Michael wasn’t pulling any punches and he was getting his points across to each of those who were brave enough to go through the process. I’ll bet those who were willing to step up and sit on the HOT SEAT got the most out of the weekend. But I knew I’d be called up at some point on Sunday, and I was just prepared to take it like a man.

Most disappointing was that I didn’t see any way to create an alliance or JV arrangement with Michael Gerber, and that was the highest aspiration I had going into the weekend. THAT WAS MY INTENTION.

All of a sudden, on Sunday morning, Michael introduces his ‘Chief Negotiator” Mark, who then makes a fantastic presentation and discusses the opportunity to become a ‘STRATEGIC PARTNER’ with Michael and his team. I’ve seen Mark throughout the event but never had a chance to talk with him at breaks or at meals.

Could this be the opportunity I was looking for? Could this be my lucky break? Could I actually become a “STRATEGIC PARTNER” with Michael Gerber? I was sure going to find Mark at the break and talk to him about it.

At the next break I immediately introduced myself to Mark and began to talk with him, but there were several others who also wanted to speak with him, and I wasn’t able to accomplish much.

After lunch, it was my turn to be on the stage with Michael. We began to discuss my dream, vision, purpose and mission. It was much more like a pleasant conversation than having Michael ripping me apart! Then Michael asked me to fill in the blanks, my background, education, prior work experience, what I was currently doing. I spoke about my passion for financial freedom and personal growth. I spoke about my belief in entrepreneurship as the greatest vehicle to financial freedom. I spoke about the incredible need for education in the areas of money and success. I spoke about the sleeping passions inside of all of us that just need to be woken up.

Afterwards, Mark came over to me and said that they’d like to explore a strategic partnership with me! Unfortunately, we didn’t have enough time to go into further details other than….”I’ll be in touch with you Jeff”, so until the details have been confirmed, it’s something brewing.

Regardless, my intention was to make something happen while I was at this seminar with Michael Gerber. He had never met me before. He knew absolutely nothing about me. There was no reason to believe that of all the people he has to choose from he would even consider me. But I was determined to see if it could happen, and believed that if it could happen it would happen. And IT DID!

Being a STRATEGIC PARTNER with Michael Gerber, would be a life transforming experience. My ideas and philosophies are in complete alignment with Michael’s. My desire to have a major impact on the financial lives of millions of people can be fulfilled with Michael Gerber as my STRATEGIC PARTNER. I believe in my heart and soul that there would be no stopping us (Not that Michael Gerber needs anything at all from me)

Until I have the chance to spend time in conversation with Mark, I’ll keep moving forward with my work, and when the time comes where there is more confirmation one way or the other, I’ll post it here first.

No matter what, the future is bright.

I hope your future is bright. I hope you’re waking up to your dreams every morning. I hope you have a plan to make your dreams come true. I hope you never quit!

Namaste.

Jeff

Another Quarter Almost In the Books...

Can you believe it? Here we are at the end of March and the first quarter of 2008.

How’s it been for you so far?

Have you accomplished any goals?

Are you moving forward in your life?

For me, it seems like life is moving faster than the speed of light.

The one thing I’ve gained an appreciation for as I age is how precious time is, and how much of it we all waste.

The first quarter of 2008 has been totally phenomenal so far.

My primary goal was to attract dozens of new clients, and I am among the top advisors in the country.

But I wanted to start a major new project, and I am well on my way to introducing my new web site.

By far, it’s the most fun, challenging and exciting project I’ve ever undertaken, and I know that the end result will be a site that will transform the lives of many people.

More importantly, I’m building a team of clients who all want to grow to their full financial potential and who are assisting me in this project. There is no doubt in my mind that we will grow it into something extraordinary over the next 2 to 3 years. You’ll be hearing much more about this new web site in the very near future.

Over the past almost 40 years, since I was 15 and first read THINK AND GROW RICH by Napoleon Hill, I have been developing a SYSTEM to automatically create success in every important area of life, especially financially. It was only a couple of years ago that I finally found the “MISSING PIECE” that completed the system.

Today, I meet with clients daily to assist, council and coach them to reach their full financial potential. I employ all the parts of my system.

Soon, I’ll be able to offer this system to anyone, anywhere in the world. For me, that’s very exciting.

You can decide that you’re going to begin to take action too, and make the rest of 2008 extraordinary for you too. It’s as simple as making up your mind, setting a goal, putting together a plan, surrounding yourself with the right people, and going to work until you get what you want.

There aren’t any shortcuts to success. You can take the quickest routes by learning from the best, but at the end of the day, you have to think for yourself, and you have to do for yourself, because you are 100% responsible for yourself.

There has never been a better time in the history of mankind for you to create financial freedom for yourself. If you aren’t creating it is it because you don’t care, is it because you didn’t think you could, or is it because you don’t know what to do?

If you don’t care, then there isn’t anything anyone can do to help you. You will always struggle with money.

If you don’t think you can create freedom, all that means is that you’ll have to work on your mindset.

If you don’t know what to do, all that means is that there’s still something you don’t know. You need to find the “MISSING PIECE”.

Everything you need to learn for financial freedom is right here at this blog. Keep coming back here for more ideas, systems, strategies and tactics to take you to the next level.

Namaste.

Jeff

Will You be Able to Climb High Enough?

Most people are wimps! They think small! They think fear! And as a result of their thinking, they struggle their whole lives.

This blog is dedicated to the top 5%, the people who have COMMITTED to taking complete control of their life and succeed at whatever they choose to do for themselves.

Once you realize that YOU are completely RESPONSIBLE for YOUR own life, YOU can begin to do something about it. YOU can think whatever you choose to, but the simple fact is YOU control your thoughts, your feelings, your income, your happiness, your relationships, well…..practically everything.

Today, people are blaming the economy for all their problems. The fact is, there will always be reasons for failure. That’s why only the top 5% are really successful. It’s so much easier to fail. Successful people overcome EVERYTHING. They don’t accept any excuse, they push on in spite of all odds.

In his best selling book THINK AND GROW RICH, Napoleon Hill laid out his philosophy of success and the principles that made it up. He demonstrated that regardless what someone’s original surroundings were, whether they grew up rich or poor, had education or not, had physical handicaps or other challenges, EVERYBODY has the seed of potential greatness within them if they can find a way to wake it from its slumber and raise its desire to a passion.

One of the greatest frustrations I see with my clients is in their approach to money and success. I can predict with certainty that the vast majority of people I meet with will all be struggling with money their entire lifetimes if they don’t get off the road they're on and get on one that can take them to freedom!

The problem that most people don’t realize, or else they don’t seem to know what to do about is that they will NEVER reach freedom from a JOB! If you BELIEVE that your best path to financial freedom is through a JOB, I hope you’re paid based on performance and results. But if you have a salary, or get paid by the hour, you have a CEILING on your income. Except for a bonus or a small raise, you can predict what your income will be.

WEALTH RULE #1. NO CEILING ON YOUR INCOME!!!

There are millions of roads you can hop on over your lifetime. Unfortunately only a very few of them lead you to freedom. Most of them take you down roads of struggle. Even worse, those roads are like parking lots from all the traffic congestion. What’s really great is that the roads that lead to freedom have very little traffic. That’s because few people take the time to find out about them.

As you grow yourself and your skills you climb higher up the mountain of success. And the higher you climb, the easier it is to spot the roads that lead to freedom from the roads that lead to struggle.

The roads to success are already there. The trailblazers who carved these roads may be long gone, but their directions are there if you want them. And the higher you climb up the mountain, the more of them you can identify.

All you have to do then is find the road that suits you best, and off you go.

Are you on a road that can take you to your financial freedom? If you aren’t, are you planning on doing anything about it? If you really want success, take control of your life, take control of your mind, and decide right now that you will COMMIT to getting on a road that will lead you to your success, however you define it!

Most important, stop reading, stop planning, and START DOING!! Get in the game, and give it all you’ve got.

Remember that when you read, you’re on the sidelines watching the game. It’s a passive activity. When you take action, when you start doing, you’re in the game. It’s an ACTION activity. We want to develop the habit of getting in the game. That’s where it’s won or lost. Not on the sidelines.

Believe that you are awakening the GIANT WITHIN YOU, as Tony Robbins likes to say. Because you truly have a giant within you, a force so incredible that if you ever unleashed it, you would be in for the ride of your life.

Climb high my friend, and spot those roads to success. You can only get high enough to spot them through constant improvement, personal development, and a COMMITMENT to your reaching your full potential.

I want to hear from you! Let me know what you think! Reading my blog is a passive activity. Writing a comment requires you to think and DO! Are you on the sidelines, or do you want to get in the game? It’s up to you.

Namaste.

Jeff

The Richest are Masters of this....

Here’s a huge block for many, a gigantic wall most people can never get past. Here’s a WEALTH FILE that you will need to make sure is filled with BELIEFS that are positive and empowering.

These reviews of your WEALTH FILES are based on the book “Secrets of the Millionaire Mind” by my friend and mentor Harv Eker. And although they are only a piece of the puzzle in winning the money game, they are a part of your foundation that is perhaps the most critical to your success, because we’re talking about your BELIEFS.

If one of your goals in life is financial freedom, you MUST have BELIEFS that are supportive towards achieving the goal. You will take action based on your BELIEFS, or NOT take action based on your BELIEFS, so you better be sure that you’ve programmed yourself for success.

Would you like to know what you are currently programmed for in the area of money?

Look at your results. Look at your life. Look at your income. Look at your assets. Look at your net worth. That’s exactly what you’re currently programmed for.

Would you like to get some different results? Because if you answered yes, you are going to have to start by changing your BELIEFS, so that you can start changing your ACTIONS, which will start to change your RESULTS.

As you read through these WEALTH FILES, you can choose to keep your current beliefs, or you can consider changing the information inside these files so that they lead you to success. IT’S ENTIRELY UP TO YOU!

Harv Eker’s Wealth File #8

Rich people are willing to promote themselves and their value.
Poor people think negatively about selling and promotion.

When I running Peak Potentials Training, we offered an amazing 3 day seminar called the Millionaire Mind Intensive. It’s one of over a dozen programs that Peak Potentials provides. During the event we’d offer “at seminar” specials for various other programs. Most attendees were thrilled to know about these offers and took full advantage of them, but there would always be a few that resented any promotion, even if it was for their benefit.

Is that you? I hope not.

Resenting promotion is one of the greatest obstacles to success. If you have a problem with selling and promotion, chances are, you’re broke. If you’re in business for yourself or you sell for others, how are people going to know what you’ve got to offer if you don’t promote it? If you’re an employee, you have to promote your virtues, or else someone who does will pass you by.
There are several reasons why some people have a problem with promotion and sales.

Have you ever been hounded by the “high pressure” salesman? Most people have. And most people don’t like to be “pressured”, so most people have a negative attitude about sales people in general. The fact is most people LIKE TO BUY, they just don’t like to be sold. It’s all in how you present it.

Maybe you tried your hand at sales once and you got totally rejected. At least, that’s how it felt. Of course, that’s what you’ve stored in your WEALTH FILE. You now have a fear of failure and rejection based on your past experience. Remember, the past does not necessarily equal the future.

Many of us were raised not to brag. In the business world however, if you don’t toot your own horn, who’s going to do it for you? No one! A wealthy person is willing to promote their value to everyone and anyone who is willing to listen, and hopefully do business with them.

Then, there are those that believe that sales and marketing is “beneath” them. They’re so good, people should just naturally want to use their services or products without having to promote them at all. Unfortunately, you’ll go broke believing that everyone will just find you.

In almost every instant, rich people are excellent promoters. They are willing to promote their values constantly with enthusiasm and passion. They also have the ability to present their value in an attractive package that makes it all the more appealing. In my lifetime, I’ve seen some of the best, and without a doubt, Harv Eker is the greatest promoter I have ever seen. He knows exactly what he writes about.

There are 2 kinds of people in the world, leaders and followers. Which group do you think earns more money? Rich people are usually leaders. Leaders have to successfully promote themselves and their ideas to their followers and supporters. If they don’t, they won’t lead for long. But you can be sure that leaders earn a lot more than followers.

It doesn’t even matter if you even like to promote or not, it’s more about why you’re promoting. If you don’t believe that the value you have to offer won’t help others improve their lives or solve their problems, you will have a difficult time promoting. But if you BELIEVE that the value you are offering will have a major impact on your customers and clients, you will have a passion to share this knowledge with as many people as you can.

If you aren’t completely sold on the value you are providing to others, it’s time to evaluate whether you should find something else to promote that you can be passionate about. Your WEALTH FILES must be filled with BELIEFS of the TRUE VALUE you are providing. To acquire riches, you will have to provide something in return for the wealth you are receiving. Make sure it’s something you can promote with passion and enthusiasm.
Now, place your hand on your chest and declare….

I PROMOTE MY VALUE TO OTHERS WITH PASSION AND ENTHUSIASM!

Namaste.

Jeff

If You Really Wanted.......

When you were an infant, you couldn’t even crawl. As you got to be a few months old, the crawling began. It wasn’t easy at first, but after a while, you got the hang of it, an off you went.

Then, you graduated to standing up! Whoa, that was a hard one. Walking was even tougher. Every time you stood up, you fell down. But, you kept on standing up until eventually you LEARNED how to walk.

Maybe as a kid, you decided you wanted to play the piano. So your parents signed you up for lessons, and you began to LEARN how to play. If you liked it, and you liked your teacher, you would continue to practice and play until you got good enough to play in front of an audience. From there on, if you continued to LEARN and practice, you simply got better and better.

Success in achieving ANY worthwhile goal is achievable. You do NOT have to be some brilliant genius to succeed. You just need to LEARN the WINNING FORMULA and follow it.

As I continue to study and analyze the most successful people in the world, the blueprint they leave behind shows us all the way to achieve their same level of success. Since I am a true believer of entrepreneurship, and how anyone can LEARN how to become a successful entrepreneur, I have focused many years learning and studying these people and their blueprints.

I know these formulas’s work, because I have applied them in my life to achieve everything I ever really wanted, and I know that if you were to LEARN and apply them as well, you would begin to see the same results.

The paths to financial freedom are few. There are millions more paths that will lead you to nowhere compared to the few paths that actually do lead you to success. Most people spend their lifetime going down a path that leads them to struggle. Unfortunately, that’s the only place their path leads them to. They have no chance for financial freedom unless they win the lottery or inherit a bunch of money, and my guess is, they’d blow it if they ever got it.

Do you want financial freedom? Do you want it sooner than later?

If you answered yes, what exactly are you doing to make that a reality in your life?

I would suggest to you that if you decided right now that over the next 36 months you WILL BECOME a successful entrepreneur, and began to LEARN the “winning formula”, you’d be AMAZED by what you could accomplish in just 36 months.

What else can you do in the next 36 months to move your towards you goal of financial freedom that will position you for success better than this???

Most people either have a job (Just Over Broke) or they say they’ve got a business when in fact all they’ve really done is bought themselves a job. That isn’t what WE want to do!

Our intention is to create freedom. It’s to create wealth. And while many people say that’s what they want, only a small percentage has the “winning formula” that can take them to their dreams.

If you really wanted to become financially free, you’d be doing everything you could to LEARN how to make that a reality. Are you? If you aren’t, why aren’t you?

Before you enter the game, you need to study and LEARN and practice and prepare yourself for your chance. Otherwise, you’ll fall flat on your face. We want to make sure you’re doing the right things and creating the right mindset for success.

Success is a journey, not a destination. Steady and consistent gets it done. Let’s make sure your life is filled with exciting opportunities that can take you exactly where you want to go.

Namaste.

Jeff

The Never Ending Process....

The next few minutes will be a reminder of something you already know, but probably don’t think about often enough. This time, as you think about it, you’ll want to open up your BELIEFS and put “HIGH PRIORITY” on this one.

On a daily basis, I see people looking for answers. They’re looking for answers to all of their financial problems. They’re looking for the magic pill. They’re looking for the instant fix. They’re looking for something that doesn’t exist. Worst off, they’re looking in all of the wrong places.

Let’s get back to the basics.

2 people go to a seminar. One of them takes the information and skyrockets to success. For the other, nothing much happens. How does this happen? Why do so many people fail after spending thousands of dollars at seminars learning how to do something?

The answer is primarily found in the fact that the information is only a TOOL. It is only of use if you actually DO something with it. It is only as valuable AS THE PERSON WHO IS IN POSESSION OF IT.

Before you can be successful in the “outer” world, you must first be successful in the “inner” world. Before you can achieve great success in anything, you will have to GROW YOURSELF INTO SOMEONE CAPABLE OF ACHIEVING GREAT SUCCESS.

Success is an INSIDE game. It’s LEARNABLE, and within anyone’s control.

Notice the word LEARNABLE. It’s critical you think about this for a second. Success isn’t one huge step; it’s thousands of little steps. Many of these steps can be done with no new skills or knowledge. But some will require new knowledge or skills. You might choose to hire someone to fill in your weaknesses. You might choose to learn new skills to fill in some of the critical steps. To be successful, you will be learning and improving constantly.

Education and acquiring the RIGHT information is critical to your success in life. If you don’t have a great ZEST for knowledge, you will not only have a difficult time becoming financially successful, you’ll be missing out on one of the greatest passions of life.

I’ve been studying this field for 39 years, ever since I was 15. Over that time, I’ve read many books and listened to many audio programs and gone to many seminars that led me down a road to nowhere. At least it went nowhere I wanted to go.

I’ve also read many books and listened to many audio programs and gone to many seminars that led me to financial freedom and the greatest life I could have ever hoped for.

Over my lifetime, I’ve probably invested more money in my formal education and personal development education that 99% of all the people I know. Was it worth it?

If I had to do it over again, I’d have invested TWICE AS MUCH! Education is so important to success that I can’t believe how few people continue to educate themselves after they’re out of school.

I wanted to be FINANCIALLY FREE. I wanted to BE MY OWN BOSS. I wanted to control my own time and my own efforts. It isn’t completely by luck that I am.

Do you want to be financially free one day? Do you want to be able to control your life and call your own shots?

If you answered yes, you have to make sure that you make a commitment to investing in your education in the areas that will help you become financially free.

Maybe that’ll be a course at a community college. More often, it may mean buying some books, or audio programs, or attending seminars. It might even mean investing in a coach.

One thing is certain, if you think education is expensive, try ignorance!

Do you want to play big or small? Do you want to play to win or not to lose? People who succeed, who play BIG, and play to WIN, invest in education constantly. You’re either growing or your dying.

EDUCATION IS THE KEY. Commit to your education. Commit time for your education. Commit money for your education. Commit energy for your education. If you’re looking to grow and succeed in your career and life, this is your golden opportunity to learn from masters, maybe THE masters.

Namaste.

Jeff

How do you feel about successful people?

Here we go again.

Another opportunity for you to reflect on your current ways of thinking by opening up your WEALTH FILES and examining what's in them. These are critical reviews, because success is an INNER GAME! You win the game on the inside LONG before you see the results on the outside. You play the game based on your predominant BELIEFS, so if your goal is to win, you'd better be sure that your BELIEF SYSTEM is designed for success, because if it isn't, it's going to be a long struggle for you financially.

Harv Eker’s Wealth File Number 6

WEALTH FILE #6

Rich People admire other rich and successful people.
Poor people resent rich and successful people.

Negative attitudes and negative beliefs, where do they come from?

This wealth file is one that is CRITICAL to your future financial success. So let’s get your current file out there on the table for you to examine close up and personal. Let’s be SURE that this file contains your BELIEFS TODAY, not what you were taught ages ago!

Did you ever hear anything negative about money, success or rich people when you were growing up?

If you ever heard things like…..”Money is the root of all evil”

Or……..”Rich people are crooks”

Or……..”Wonder who he stepped on to get there”

Or…….???

We’ve all heard it growing up. And if we heard it from someone more senior to us, like our parents, our teachers, the media, our religious leaders, it automatically got stored in our WEALTH FILES as THE TRUTH!!

If we believe that wealthy people are “crooks”, and most of us want to be moral and ethical people, we CAN’T get rich! It violates the beliefs inside our current WEALTH FILE. On the one hand, we want financial success, but at the same time, in the same file, we believe that “money is the root of all evil”, right? Mixed messages to yourself and the Universe.

In my 54 years, I’ve met more people than most. I see clients daily to discuss their finances and direct them towards new and better options. The point I am trying to make here is that I meet LOTS AND LOTS of people daily, who lay out their entire financial lives before me and say, WHAT SHOULD I DO?

I see retired, professionals, doctors, lawyers, executives, business owners, entrepreneurs, employees. I see young and old, male and female, singles and couples, rich and broke, I see them all.

I’ve met poor people who were rude and ignorant, and rich people who were rude and ignorant. I’ve met poor people who were as nice as could be, and rich people who were as nice as could be.

Here’s the FACT. Money doesn’t make you greedy or generous. Money just makes you MORE of what you already are. If you’re an SOB when you’re poor, you’ll just be a bigger SOB when you’re rich.

In the mid 90’s I ran a large United Way funded Agency in Phoenix. My most critical objective was to successfully raise funds to keep all the programs open. My Board of Directors was made up of many of the most successful partners from the law firms, accounting firms, insurance firms, and other business owners in town.

These people were the saviors for the agency. Their generosity of BOTH time AND money, and getting their network of friends and associates to contribute was what kept us going. The rest gave as they could, but it was the rich and successful that made all the difference.

It was interesting to see the characteristics that these wealthy and successful people all had in common. They were all TRUSTWORTHY, and I knew I could count on them. They were also, positive, reliable, focused, determined, persistent, hardworking, energetic, good with people, decent communicator, somewhat intelligent, and a master in at least one area.

Too many people believe that you can’t be rich and a good person or rich and spiritual. I’ve seen too many of both rich and nice and rich and spiritual people to know that you ABSOLUTELY can be BOTH at the same time.

Successful people have blazed the trail for you to follow. They’ve proven that success is possible. They are an inspiration. We should all be grateful to successful people because they are PROOF that success can be attained.

Resenting the rich is one of the surest ways to stay broke. If you truly want financial success in your life, you need to create the HABIT of admiring successful people. That way, when you reach your success, you’ll unconsciously know that others will admire you rather than resent the heck out of you.

If you resent what people have, in any way, shape or form, you can never have it.

In the ancient Huna wisdom, which are the original teachings of the Hawaiian elders, it is taught “Bless that which you want.”

Take a long hard look at your current WEALTH FILE. Understand that you can be a kind, generous, spiritual person and still get really, really rich. Get clear in your BELIEFS that there aren’t any negatives about wealth and success unless you choose there to be negatives.

Now, place a hand on your chest and say….

I ADMIRE RICH PEOPLE!
I BLESS RICH PEOPLE
I STUDY RICH PEOPLE!
AND I'M GOING TO BE ONE OF THOSE RICH PEOPLE TOO!

Namaste.

Jeff

Do you see opportunities or obstacles?

After having seen hundreds of clients and prospects and comparing notes with my partner Scott who has seen many hundred more than I have, I have come to the following conclusions.

First, what I've been referring to as the 5%ers club is more like the 1%ers club! So few people are winning the money game that it's scary!

Second, most people are horrendous money managers. Since this is the single most important skill all wealthy people have, you'd hope that people would have a winning system for managing their money. Unfortunately, most don't.

Third, while everyone says they'd like to become financially free, NO ONE is actually doing anything to make it happen. And the few that are doing something are doing it all wrong, or half hearted, or going down a path that can never lead them to financial freedom.

Fourth, virtually no one understands that until they create enough PASSIVE INCOME to pay for their expenses that they will ALWAYS BE A SLAVE TO THEIR JOBS. Yet, most people have NO current passive income, nor are they creating streams of passive income. They are on the road that leads to nowhere.

I could go on and on.

If you are reading these words, take a moment and understand that there are winning ways of thinking and then there are all the rest. If you have made up your mind that you want to take your life, and especially your financial life to a whole new level, TRUST me when I tell you that everything you read here has worked in my life and can for you too. Nothing is difficult to do, it simply means you will need to change a few things. And we all know how difficult change can be!

One of your biggest challenges is to get into your WEALTH FILES and discover what your true beliefs are in these critical areas. It might be time for you to revise or update these files.

Harv Eker’s Wealth File Number 5

WEALTH FILE #5

Rich People focus on opportunities.
Poor people focus on obstacles.

FEAR! It’s amazing how POWERFUL fear plays into our lives. To some extent, all of us are affected by fear, some more than others.

The important question as far as you’re concerned is “how much is fear affecting my life, my wealth, my success?”

If your basic nature is fear based, and you are someone who constantly worries, now is the perfect opportunity to get it out on the table for you to evaluate and perhaps change.

When it comes to the mind, we all have our own “conditioned” mind. Our “conditioned” mind has one primary job, and that’s SURVIVAL. It DOESN’T care at all about your success, only your survival. Throughout your entire lifetime, it just wants you to survive. It would rather you not even try to change because change is the unknown, and there lurks DANGER in the unknown.

If you’re not sure what I’m referring to here, I’m talking about that little voice that’s having a conversation with you all day long. It’s the little voice that says “You can’t do that”, or “you better not try that”, or “what if”, or “why bother”, or practically anything that will dissuade you from doing something you normally don’t do.

It wants to keep you in “your comfort zone”. As long as you stay in “your comfort zone”, your conditioned mind is content, because it knows you are already surviving in “your comfort zone.”

Change, however, requires moving out of your comfort zone and trying something different. It means moving into your “uncomfort zone.” And for you to grow, you have to move outside of your “comfort zone”, which doesn’t make your conditioned mind happy at all.

Ask most people the definition of FEAR and they’ll say false evidence appearing real. But that’s just an acronym. FEAR is THE ANTICIPATION OF PAIN. Is fear based in the past, or in the future? The future. And your conditioned mind will anticipate future imagined pain, and then do everything in its power to move you in another direction. IT WILL STOP YOU IN YOUR TRACKS IF YOU LET IT!

Most people live in fear. They expect the worst and plan for it. They look to the obstacles in every new opportunity so that they won’t have to get out of their comfort zone. As a result, most people ARE POOR!!

Wealthy people have overcome their fears. They might still have fears, but they’ve learned how to deal with their fears and TAKE ACTION REGARDLESS what that “little voice” in their head is saying to them.

As a result, wealthy people look for the opportunities surrounding them every day. They focus on the potential profits. The poor? They focus on the potential losses.

The middle class have a little more optimistic point of view. They are more inclined to think….”I’ll give it a try and hope it works.”

Rich people take full responsibility for their lives. Their attitude is “It’ll work because I’LL make it work!” Their WEALTH FILE is filled with CONFIDENCE, that they WILL succeed, and if things don’t work out, they’ll be able to RECOVER.

There is always a risk to get the reward. Rich people are willing to take risk. But they do their homework in advance, and once they have all the facts, they choose to take action or not.

On the other hand, poor people expect to fail, and have little confidence in themselves or their abilities. As a result, all they see are the obstacles they don’t believe they can overcome, and they won’t take the risk. No risk, no reward.

The Law of Attraction includes focusing on what you want in your life. Rich people focus on opportunities, and as a result, opportunities abound. Poor people focus on the obstacles in their life, and as a result, obstacles abound.

Your view of life will determine what you find. Look for opportunities and that’s what you’ll find. Look for obstacles, and that’s what you’ll find. As far as rich people are concerned, when they run into obstacles they deal with them and then keep moving forward, always focused on their goal, and putting their energies into achieving their results.

I tell my clients this all the time. Rich and successful people focus on 3 things when it comes to money. They focus on earning it, keeping it and growing it. Poor people focus on just one thing, spending it! What we focus on expands!

Rich and successful people also understand that they can’t wait until they are experts to make decisions and move forward. They gather the best information they can as quickly as they can, they make a decision and go. Their WEALTH FILE is set for READY, FIRE, AIM. In other words, take ACTION and make corrections along the way.

There is no way for anyone to know everything that can happen in the future. It’s unrealistic to think you can anticipate and solve every single potential problem in advance. In life, we can only see so far into the future.

Jack Canfield (from Chicken Soup for the Soul fame) uses the example of driving a car at night from Los Angeles to New York. With your lights on you can only see a few hundred feet ahead of you. Once you get there, you can see the next few hundred feet. As long as you’re on the right highway, you can drive all the way from Los Angeles to New York in the dark, seeing just a few hundred feet ahead of you at any one time.

Life is a lot like that. Rich and successful people know that when they get to the next turn in the road, they’ll deal with whatever comes up. More importantly, they’re on the road and they’re moving forward. Getting on the road is critical. Poor people stay home so they can avoid any accidents.

Harv Eker calls it “getting in the corridor. The idea is to get in the game with whatever you’ve got from wherever you are.”

For example, when I chose to become a full time entrepreneur and leave Corporate America, I realized that I didn’t have the necessary skills to be successful. In fact, every business I’d ever tried crashed and burned, and so did all my money with it each time. I knew that I needed specific skills before I’d succeed. In my search I accidentally bumped into my old friend Harv Eker, and then spent the next year as Harv’s Chief Operating Officer helping build Peak Potentials Training into one of the fastest growing business and personal success training companies in the world.

More importantly, I got to work with one of the world’s MOST BRILLIANT marketers and entrepreneurs, and see first hand exactly what it takes to build a MEGAMILLION dollar business from scratch in a short period of time.

When my project was up and it was time to move back home to Phoenix, I was completely prepared to start my own business. I’d seen what I needed to see, and learned what I needed to learn.

By the way, when I accidentally bumped into my old friend Harv it had been almost 25 years since our last connection. Yet, just 5 minutes after I began searching the internet for ideas, I found Harv and the Peak Potentials web site. Coincidence?

My attitude is that TALK IS CHEAP. ACTIONS speak much louder than words. Rich people are action oriented. They get started and THEY DON’T STOP. They move confidently towards their dreams and goals. Poor people will talk and plan and strategize and meet, but they won’t DO anything, because they simply don’t have the belief in themselves that they can succeed. They are locked onto the obstacles.

What’s your WEALTH FILE filled with, opportunities or obstacles?

Now, Place you hand on your chest and say…

I FOCUS ON OPPORTUNITIES OVER OBSTACLES.
I GET READY, I FIRE, I AIM.

Namaste,

Jeff

The BIGGER you think....

It's time to open up your mind, and pull out your WEALTH FILES again.

This habit of constantly examining your WEALTH FILES is critical if you really want to reach your full financial potential.

Why?

Because inside your files are beliefs that are both supportive and NONSUPPORTIVE to your dreams of financial success. Until you are 100% ON BOARD with your desires and BELIEFS about creating financial success in your life, you will struggle.

Let's examine another of Harv Eker's wealth files. Are you on board with this, or is it time to rethink your current beliefs?

WEALTH FILE #4

Rich People think big.
Poor people think small.


In business, there is a mathematical formula for determining what your income is going to be. You will be paid in direct proportion to the VALUE you DELIVER to the Marketplace.

This implies that whatever you are offering has value to others. In return for the value that you deliver, you will be paid accordingly.

It makes sense then that for you to earn a lot of money, you will need to DELIVER A LOT OF VALUE TO THE MARKETPLACE.

If you want massive results, you will have to deliver massive value. That’s how it works.

When Harv decided to get into the home gym business, his intention was to open up 100 stores and create wealth. His competitor opened up one store and created a job. Do you see the difference in the mindset?

Open up your current WEALTH FILE and look at what’s in it? Do you want to play in the BIG LEAGUES or in the minors? Do you want to play Big or small? It’s up to you.

Unfortunately, from what I see in my practice, I can tell you first hand, most people choose to play small.

They’re scared to death that they’re going to fail. Fear stops them cold in their tracks. Also, most people FEEL SMALL. They don’t believe that they can make a difference in other people’s lives.

Wealthy people BELIEVE that they have something of incredible value to share with the world. They BELIEVE that they can make a huge difference in the lives of others. They understand that by the law of cause and effect, that if they deliver MASSIVE VALUE to others, they will receive MASSIVE RESULTS in return. In other words, rich people play BIG, think BIG, and PRACTICE doing things on a BIG scale.

At Peak Potentials, the definition they use for an entrepreneur is “a person who solves problems for people at a profit.” As an entrepreneur, you are a problem solver.

Do you want to solve problems for a few people or for A LOT OF PEOPLE? I hope you said A LOT OF PEOPLE! Then you need to decide how you can serve many times more people. As you succeed in serving more people, your income will be rising too.

From what I see with my clients, most people are not living their mission, or coming close to reaching their full financial potential. Most people choose to play small.

In my own business, most financial advisors see a few clients or prospects in a week. I see that many in a day. My intention is to add value to hundreds and then thousands of clients in a year. I choose to play BIG! How about you??

The world doesn’t need more people playing small. Start filling your WEALTH FILE with thoughts about stepping up, playing big, living large and DELIVERING MASSIVE VALUE.

Now, place your hand on your chest and say…..

I THINK BIG! I CHOOSE TO HELP THOUSANDS AND THOUSANDS OF PEOPLE!

Namaste.

Jeff

P.S. The critical thing to remember is that you want to open up your WEALTH FILES and EXAMINE what’s in them today. You can then replace old non supportive ways of thinking with new ways of thinking that will catapult you to huge success.

Your Financial Foundation.....

Because of the work I do, I see the financial lives of hundreds of people every year.

I see the challenges and obstacles most people face, and I see the struggle to try and keep up with rising costs. It’s a losing battle for many, and for those who aren’t losing, they’re doing all they can just to keep their head above water.

The tipping point for most people is just one missed paycheck away. So many people live pay to pay that one unexpected major expense can cause a big problem financially. I see it with my clients, and I see it with my tenants. My experience is real, and it’s daily.

If you learn nothing else today, I hope you will learn this critical lesson. IT IS UP TO YOU, AND YOU ALONE, TO CREATE A SOUND FINANCIAL FOUNDATION.

If YOU don’t do it for yourself, who’s going to do it for you? Your friends? Your boss? Your government?

What exactly is a sound financial foundation anyway? Why do you need it?

During my meetings with my clients, I’ll often ask them if they can explain the difference between savings and investments. Some can, some can’t.

So I ask them, when they have money in a savings account or money market, what direction can their account balance go? Up, and only up.

When they have their money in investments, what direction can their account balance go? Up OR down.

So if you have ALL of your money in investments and those investments tank (not that that’s ever happened!) what have you got left? Nada! Part of the challenge is that most people never consider that they might lose money on their investments. They just assume that they'll make a profit and the only question is.....how much! It's just too bad that more people lose than win.

Your financial foundation is WHAT YOU CAN ABSOLUTELY, POSITIVELY, GUARANTEED, count on to be there for you NO MATTER WHAT HAPPENS TO YOUR INVESTMENTS.

Different financial advisors have different amounts they suggest you keep in your foundation. Some say 3 months worth of expenses. Others say 6 months. I’ve seen those that suggest at least 1 years worth of expenses or more!

No matter what you decide is best for you, it’d better be at least 3 months worth of expenses. So if you’re monthly nut is $5,000, you NEED to have at least $15,000 socked away somewhere safe where you can count on it to be there JUST IN CASE.

Because you know what? JUST IN CASE happens to people ALL THE TIME. And the ones who have a sound foundation manage through their crisis without any problems, while the majority fall further behind in the game, ruin their credit, and eventually lose everything and file bankruptcy.

The key to your financial success in life is in the creation of sound money management skills. Unfortunately, most of us have never been taught good money management skills. As a result, most people are COMPLETE AND UTTER FAILURES at managing their money. I see a few who are winning the money game, but by far the vast majority are losing the war.

Make it a top priority for you to dedicate the time to learn to become a money management expert! You’re going to have to deal with money for the rest of your life. You might as well learn how to play the money game to win.

If that sounds good to you, you are at the right place right here with my blog. The principles and ideas you’ll find here have stood the test of time, and will take you from a life of struggle to a life of abundance. I practice all of these techniques, and have for decades. They have brought me success on a scale I never thought possible. I hope they can do the same for you. It’s entirely up to you.

Namaste.

Jeff

A Test.....

Are you willing to participate 100%?

Here’s your test…..

I want you to take 5 minutes RIGHT NOW, and list your 5 BIGGEST GOALS for 2008. These are the goals that IF YOU ACHIEVE THEM you will KNOW that 2008 was a successful year. DO IT NOW.

DO NOT READ FURTHER UNTIL YOU HAVE ACTUALLY DONE IT.

TAKE 5 MINUTES RIGHT NOW AND DO THE TEST.








If you’ve actually done what I asked you to do, then I congratulate you. If you’re still reading, and didn’t do the test, let’s examine why this happened, and what it means for you and your chances of success.

The BIG lesson here, is that the truly successful people in life aren’t content to just read and think about successful ideas. They are focused on action. They are focused on DOING.

You read the test. And if you didn’t do the test, why didn’t you do it? Did that little voice inside your head say…..”I don’t actually have to do it, let’s just see what Jeff writes next”, or maybe……..”that’s too much thinking, I kinda know what I want, that’s good enough”, or maybe…..”I never accomplish any of my goals anyways, why would I even want to bother anymore”. Whatever that little voice inside your head did to stop you this time, is THE SAME STORY IT TELLS YOU TO STOP YOU ALL THE TIME.

Virtually all of my clients say they want to be financially free. Yet none of them are doing the steps and taking the proper actions that will give them a chance to win that game.

If you really want to be successful, really, really, really, really successful, learn this lesson well.

Successful people are DOERS. They’ll spend 90 minutes a day planning and thinking and working ON their business, and then they spend the next 14 hours working IN their business. Unsuccessful people will plan and study for 6 months, prepare for every contingency, anticipate every possible situation, and never actually DO anything.

My friend and mentor Harv Eker said it best a long time ago. He said that when it came to successful people, their mindset is Ready, FIRE, Aim. Fire immediately and fire often. Once you fire, you can see if you’re close to your target, or if you need to aim better for your next shot. Plan on firing over and over and over and over and over again. Plan to never stop firing until you are right on your target and hitting it every time.

Now, let’s talk about YOU.

If you’ve been reading my blog for any length of time, I ask you to do certain exercises from time to time. You’ve learned a money management system that is easy to implement. You’ve learned the attitudes of an Enlightened Warrior and the daily declarations you want to repeat to cement these attitudes within you. You’ve learned the principles taught by Napoleon Hill for “Thinking and Growing Rich”.

Let me ask you something. Are you DOING the money management system, or was it too hard…too much work…..never got around to it….or fill in YOUR excuse here.

Are you doing the Daily Declarations of an Enlightened Warrior and laying a new foundation for your ways of thinking, or was it too hard….too much work….never got around to it….or fill in YOUR excuse here.

If you’re reading my blog for entertainment value, then you’ve completely missed the boat. If you’re reading my blog for information, then you’ve only gotten 10% of what we’re trying to accomplish here. BUT, IF YOUR READING MY BLOG FOR INFORMATION THAT YOU WILL IMMEDIATELY IMPLEMENT IN YOUR LIFE, then you have figured it out.

If you haven’t done the exercise I asked you to do at the beginning of this post, do it now. More important, reflect on the fact that until you change your habit from being a passive learner to an ACTIVE DOER, you will NEVER see success at the levels we’re talking about here.

Namaste.

Jeff